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Game of Loans : The Rhetoric and Reality of Student Debt, Hardcover by Akers,...
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eBay-objectnummer:364780731316
Specificaties
- Objectstaat
- Book Title
- Game of Loans : The Rhetoric and Reality of Student Debt
- ISBN
- 9780691167152
- Subject Area
- Education, Study Aids
- Publication Name
- Game of Loans : the Rhetoric and Reality of Student Debt
- Item Length
- 8.8 in
- Publisher
- Princeton University Press
- Subject
- Finance, Higher, Aims & Objectives, Financial Aid
- Publication Year
- 2016
- Series
- The William G. Bowen Ser.
- Type
- Textbook
- Format
- Hardcover
- Language
- English
- Item Height
- 0.8 in
- Item Width
- 5.7 in
- Item Weight
- 12 Oz
- Number of Pages
- 192 Pages
Over dit product
Product Information
Why fears about a looming student loan crisis are unfounded--and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced--and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college--the riskiest segment of borrowers--and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.
Product Identifiers
Publisher
Princeton University Press
ISBN-10
069116715x
ISBN-13
9780691167152
eBay Product ID (ePID)
24038784504
Product Key Features
Publication Name
Game of Loans : the Rhetoric and Reality of Student Debt
Format
Hardcover
Language
English
Subject
Finance, Higher, Aims & Objectives, Financial Aid
Publication Year
2016
Series
The William G. Bowen Ser.
Type
Textbook
Subject Area
Education, Study Aids
Number of Pages
192 Pages
Dimensions
Item Length
8.8 in
Item Height
0.8 in
Item Width
5.7 in
Item Weight
12 Oz
Additional Product Features
LCCN
2016-022175
Series Volume Number
103
Lc Classification Number
Lb2340.2.A54 2016
Reviews
"For many casual observers, the evidence and arguments presented in ... Game of Loans will be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time." ---Beckie Supiano, Chronicle of Higher Education, " Game of Loans includes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data." --Jason Delisle, Education Next, "In Game of Loans , we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008." ---Rana Foroohar, New York Review of Books, For many casual observers, the evidence and arguments presented in ... Game of Loans will be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time. ---Beckie Supiano, Chronicle of Higher Education, "For many casual observers, the evidence and arguments presented in . . . Game of Loans will be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time." --Beckie Supiano, Chronicle of Higher Education, The authors [of Game of Loans ] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded. ---Jamaal Abdul-Alim, Diverse Magazine, "The authors [of Game of Loans ] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded." --Jamaal Abdul-Alim, Diverse Magazine, "Higher education is essential to our nation's future, so how do we pay for it? Game of Loans tackles that urgent question--and it does so brilliantly. With lucid prose and crisp analysis, Beth Akers and Matthew Chingos puncture myths, reveal facts, and chart a sensible course forward. This book is a game-changer, and it should be required reading for everyone interested in higher education and public policy." --Christopher L. Eisgruber, president of Princeton University, "This insightful book provides an excellent overview of the current student loan system. Presenting evidence about who borrows, how much they borrow, and the burden of repayment, Akers and Chingos refute the idea that there is a general student loan crisis, highlight the real problems that do exist, and propose solutions." --Sandy Baum, coauthor of the annual Trends in Student Aid and Trends in College Pricing, "If you want to understand student debt, read this book. Akers and Chingos get past anecdote and hyperbole to explain, with data, what is and is not working in our student loan system. Game of Loans is rigorous, clearly written, and eye opening. Students, policy wonks, and curious observers of the student loan 'crisis' will all benefit from its insights." --Susan Dynarski, University of Michigan, [Akers and Chingos] provide compelling evidence that paying for the costs of higher education is relatively feasible under the plethora of public financing options available., "The authors [of Game of Loans ] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded." ---Jamaal Abdul-Alim, Diverse Magazine, Successfully aimed at non-economists, [ Game of Loans is] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans. ---David Wessel, Wall Street Journal, " Game of Loans includes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data." ---Jason Delisle, Education Next, "Successfully aimed at non-economists, [ Game of Loans is] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans." ---David Wessel, Wall Street Journal, "In Game of Loans , we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008." --Rana Foroohar, New York Review of Books, In Game of Loans , we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008. ---Rana Foroohar, New York Review of Books, "Clearly written and much needed, Game of Loans provides insight into the student loan market in the United States." --Sarah Turner, University of Virginia, "For many casual observers, the evidence and arguments presented in ... Game of Loans will be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time." --Beckie Supiano, Chronicle of Higher Education, Game of Loans includes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data. ---Jason Delisle, Education Next, "Successfully aimed at non-economists, [ Game of Loans is] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans." --David Wessel, Wall Street Journal
Copyright Date
2017
Target Audience
Trade
Dewey Decimal
371.224
Dewey Edition
23
Illustrated
Yes
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